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Smart Investing @ Your Library

Could You Survive Now on Your First Job’s Salary?

When today’s 65-year-olds were 18, they made $1.25 an hour at their minimum wage jobs. Can you imagine trying to pay your bills now on that amount of money?

Yet, that’s exactly what today’s retirees would be doing if they didn’t consider how time and inflation could affect their savings. When it comes to the value of your long-term savings, time can be either your best friend or your worst enemy. Those retirees who live comfortably now knew they needed to place their money where it could grow faster than the inflation rate. Simply setting money aside is a great start, but it isn’t enough!

Find out more about outwitting inflation through FINRA’s excellent “Key Investment Basics”; you can download the file below!


Amazon Says: Two years in MBA school won't teach you how to double the market's return. Two hours with The Little Book That Beats the Market will.In The Little Book, Joel Greenblatt, Found more...
Amazon Says: Two years in MBA school won't teach you how to double the market's return. Two hours with The Little Book That Beats the Market will.In The Little Book, Joel Greenblatt, Founder and Managing Partner at Gotham Capital (with average annualized returns of 40% for over 20 years), does more than simply set out the basic principles for successful stock market investing. He provides a "magic formula" that is easy to use and makes buying good companies at bargain prices automatic. Though the formula has been extensively tested and is a breakthrough in the academic and professional world, Greenblatt explains it using 6th grade math, plain language and humor. You'll learn how to use this low risk method to beat the market and professional managers by a wide margin. You'll also learn how to view the stock market, why success eludes almost all individual and professional investors, and why the formula will continue to work even after everyone "knows" it. less...
Amazon

Amazon Says: This is a guidebook packed with the best strategies to manage wealth in retirement, helping readers live the life they have always envisioned - without risk of running out of more...
Amazon Says: This is a guidebook packed with the best strategies to manage wealth in retirement, helping readers live the life they have always envisioned - without risk of running out of money. With decades of experience as a financial consultant, Erin Botsford shows readers how to identify their preferred lifestyle and sustain it throughout retirement. With the philosophy that money allows choices, she shows readers how to become informed, wise investors - avoiding common pitfalls, challenging the status quo, and refusing to take advice blindly. No one wants to run out of money before they run out of time, and Botsford helps restore confidence in members of the Baby-Boom generation who may have lost assets during the financial crisis. With a thorough examination of the transition into retirement, she addresses common concerns such as Do I have enough money to last a lifetime? What about my spouse and children? Will Social Security be there when I am eligible to receive it? And what about Medicare, health insurance? From a chapter titled "Economics 101" to detailed analyses of market patterns, the author exposes the failures inherent in traditional methods of asset allocation. With comprehensive explanations of investment strategies, she helps readers adopt a new philosophy about their finances and retirement planning in order to protect their hard-earned money. less...
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