Skip to content
You may experience issues with our search between August 27 and August 28 while we upgrade our catalog software. Details >

How To Make Your Business Loan Ready

I hope that you were able to attend last Tuesday's program, How to Start a Small Business, the first program in a three-part Small Business Series at Richland Library. Guest speaker Mel Wallace, Regional Director at SC State University Small Business Development Center, presented an engaging and informative session to an audience of 31 small business owners and aspiring entrepreneurs.

If you weren't able to attend, there is good news! Mel Wallace will be returning to Richland Library on Tuesday, March 11, 6:30 p.m. - 8:00 p.m. for the 2nd Small Business Series program, How to Make Your Business Loan Ready.

Topics that will be discussed during the program will include:

  • Understand the Bank's Products & Services for Small Business Customers
  • How to Build a Banking Relationship
  • Navigating the Loan Application Process
  • Bank's Requirements
  • Credit Score & Impact
  • Preparing the Financial Statements & Projections
  • Business Management
  • Accounting & Bookkeeping
  • Human Resources
  • Marketing
  • Projected Income & Anticipated Expenses
  • Come and join Mel Wallace for this important session to learn what steps you need to take before you go to the bank for a business loan!

    Event Information: Register online.

    Tuesday, March 11

    How to Make Your Business Loan Ready for adults

    Learn how to secure the financing you need to be successful, including loan program eligibility requirements and credit criteria.

    6:30 p.m - 8:00 p.m. Auditorium


    Diane L. Says: Enhance your success by securing the right type of financing for your small business. Financing Your Small Business will help you find ways to combine various types of financing and will show you how to get the money you need.
    Amazon Says: Secure your business's future using the right SBA loan, bank loan or equity financing for you. When it comes to your chances of receiving financing and doing it right, Financi more...
    Amazon Says: Secure your business's future using the right SBA loan, bank loan or equity financing for you. When it comes to your chances of receiving financing and doing it right, Financing Your Small Business provides you with all the answers you need. It helps you find ways to combine various types of financing and shows you how to get the money you need. Learn: How to get a bank loan How to make a better presentation How to get attention with your business plan How to choose professionals How to value your business How to determine your investors' status How to avoid securities law problems How to find investors From SBA loans to venture capital sources, Financing Your Small Business shows you all the ways to get the money you need. Raising Money Just Got Easier. less...
    Amazon

    Diane L. Says: This resource presents the life cycle of a new business and discusses the challenges an entrepreneur will likely face as they begin the process of business start-up and move into growing the business.
    Amazon Says: This new edition presents an applied, realistic view of entrepreneurial finance for today's entrepreneur. The book provides an integrated set of concepts and applications, dra more...
    Amazon Says: This new edition presents an applied, realistic view of entrepreneurial finance for today's entrepreneur. The book provides an integrated set of concepts and applications, drawing from entrepreneurship, finance, and accounting. The book's contents are designed to follow the life cycle of a new business venture. Topics are presented in a logical order, as entrepreneurs will likely face them as they begin the process of business start-up and move into growing the business. Key changes to this edition include: --Added material on how the book's financial templates align with business modeling. --The impact of the 2008 recession and its economic realities are addressed throughout the book. --The Millennial Generation's unique aspirations and goals are discussed in terms of entrepreneurship. --The debt and equity financing section has been updated to reflect changes in regulations and evolving investor expectations. --The bootstrapping chapter has been revised to reflect the explosion of social media and its impact on bootstrap marketing. --The impact of the 2008 recession on the exit process for entrepreneurs. A comprehensive financial statements template is included with the book. This tool allows for the application of many of the concepts to actual businesses, and will be a valuable supplement to the process of developing a full business plan. The templates are available for unlimited free downloads at drjeffcornwall.com. less...
    Amazon

    Diane L. Says: Explore financing methods, learn the differences between debt and equity financing and how and why to use each and more!
    Amazon Says: This new book will provide you with a road map to securing the financing. The book goes into traditional financing methods and assists the reader in setting up proper financia more...
    Amazon Says: This new book will provide you with a road map to securing the financing. The book goes into traditional financing methods and assists the reader in setting up proper financial statements and a proper business plan. It details the differences between debt and equity financing and how and why to use each. Valuation techniques are explained for determining what your business is truly worth. However, the book's real strength is in explaining alternative and creative methods of financing, such as SBA financing, investor angels, IPOs, limited public offerings and venture capital. Essential resources for finding the detailed information you need are included throughout. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president’s garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice.  Every book has resources, contact information, and web sites of the products or companies discussed. This Atlantic Publishing eBook was professionally written, edited, fact checked, proofed and designed. The print version of this book is 312 pages and you receive exactly the same content. Over the years our books have won dozens of book awards for content, cover design and interior design including the prestigious Benjamin Franklin award for excellence in publishing. We are proud of the high quality of our books and hope you will enjoy this eBook version. less...
    Amazon

    Diane L. Says: Are you considering asking a family member or trusted friend for money to fund your new business? This NOLO guide provides information on how you can take advantage of an area of lending that accounts for more than 50% of all business start-up investment money.
    Amazon Says: Ask for a loan from trusted family and friends, keep everything legal and start your business without the bank! Launching a small business isn't easy even in the best more...
    Amazon Says: Ask for a loan from trusted family and friends, keep everything legal and start your business without the bank! Launching a small business isn't easy even in the best of times, and with the credit crunch, getting to opening day can seem near-impossible. And if you've got no collateral or poor credit, qualifying for a traditional bank loan will be an uphill battle at best. But you don't have to go straight to a traditional lender to find the investment cash you need.  With Business Loans from Family & Friends, you'll get the inside details on how you can take advantage of an area of lending that accounts for more than 50% of all business start-up investment money. And, if you've already identified a potential investor, this resource will help you structure the deal so that everyone understands the details and no one gets hurt, all while staying within the law. Business Loans from Family & Friends shows you how to approach potential lenders and present a professional loan request, and will help guide you toward an agreement that will protect both sides. You'll get complete instructions for drawing up the paperwork to formalize your loan agreement, including: loan proposal letter letter of intent personal financial statement promissory note Written by Asheesh Advani, founder of CircleLending (now Virgin Money) and a pioneer in the business of managing person-to-person loans, Business Loans from Family & Friends offers you a smart way to keep family money within the family. less...
    Amazon
    • SC Small Business Development Centers
      SC Small Business Development Centers serve as the gateway and proven provider of small business assistance driving entrepreneurial growth and success.
    Print

    Comment about this page...