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Can You Still Enroll in Health Insurance Coverage?

Has something recently changed in your life and you are thinking you might be interested in health insurance coverage? If so, you may qualify for the special enrollment period. If you have suffered from a qualifying life event within the last 30 days, you may be able to still enroll through the Federal Marketplace.

What is considered a qualifying life event?

  • Marriage or divorce
  • Having a baby, adopting a child, or placing a child for adoption or foster care
  • Moving your residence, gaining citizenship, leaving incarceration
  • Losing other health coverage due to losing job-based coverage, the end of an individual policy plan year in 2014, COBRA expiration, aging off a parent’s plan, losing eligibility for Medicaid or CHIP, and similar circumstances. Important: Voluntarily ending coverage doesn’t qualify you for a Special Enrollment Period. Neither does losing coverage that doesn’t qualify as minimum essential coverage.
  • For people already enrolled in Marketplace coverage: Having a change in income or household status that affects eligibility for premium tax credits or cost-sharing reductions
  • Gaining status as member of an Indian tribe.
  • If you find that you meet any of the criteria above visit healthcare.gov to see if you qualify for a special enrollment period. If you have any questions, or want in-person help to apply for coverage you can contact Lee Patterson at 231-6383 or via email.

    Source: healthcare.gov

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