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Personal Finance

Written by Sheila D. on
“Without frugality none can be rich, and with it very few would be poor.” – Samuel Johnson A frugal person might be named a penny pincher. Tightwad. Cheap. Non-indulgent. Spartan. Parsimonious, even! Yes, these are some of the less flattering terms used for those who are careful about money. This negative...
Written by Joanna B. on
You probably already know you need to save for a rainy day. Problem is, there doesn’t seem to be enough money to put aside for that rainy day. All of your money seems to be going for today’s needs – and you’ll just have to worry about the future when you get there. Unfortunately, that is the financial equivalent...
Written by Michelle D. on
I really don’t like to wear the same thing every week. I love to change things up a bit not only with different tops and bottoms but also different accessories. But I am on a strict budget. I very...
Written by Amber C. on
In my early 20’s, I made a bucket list, and one of my goals was to own a home by my 25th birthday. Never mind that I had no savings, earned a meager salary after college, and no one else was going to help me accumulate that money (i.e. no husband on the horizon)! Unfortunately, there wasn’t much leeway in ye olde...
Written by Crystal J. on
These days, when the cost of higher education is just as much as buying a house or a few brand new cars, it really makes one wonder if it’s possible to earn a degree without getting into an enormous amount of debt that would take a lifetime to finish paying. Receiving scholarships is helpful but it’s never a bad...
Written by Todd B. on
You work to earn your money. My philosophy is your money should work for you. I don’t know about you but I am not able or willing to work 24/7….but your money can. Basically you want every penny you have to be earning interest for you. How can it do that? DO NOT KEEP WADS OF CASH My uncle...
Written by Amber C. on
I am not impressed by financial writers who advise readers to “stop going to Starbucks” or “pack your lunch every day” as a way to save money. For the beginning budgeter, those tips can be useful...

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